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The client, a metro-based trade business, was winning plenty of work but had no clear visibility into true job costs. Quotes were often based on experience and rough estimates, with materials, labour, and overheads not consistently tracked against each job. As costs rose and jobs varied in...
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The client, a single-location cafe based in a busy suburban area, was operating without clear visibility into margins or cash flow. Pricing decisions were reactive, costs were creeping up, and the owner often felt unsure whether the business was actually performing as expected. Our approach...
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I have had a lot of enquiries lately for advice on SMSF loans for property investment and we have run regular educational seminars on the issue for clients and the public. My main observation from the enquiries I have received is that people are jumping on the band wagon without checking if they...
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Superannuation has come a long way since the 90s in terms of fees, services and benefits. Traditional banks used to charge higher fees compared to industry super funds, but they are both comparable and competitive now. If you're happy with the fees and services, focus instead on extra...
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Key Takeaways Many people have no idea what is going on with their superannuation. Growing your super is a lot like growing your garden, as you need the right plants, fertiliser and water to nurture it. You must take a proactive approach to growing your super just as you would in gardening,...
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