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Receive up to five proposals from experts who meet your needs.
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ABN: 93384969024
Accounting
Point Cook
Teamwork Accounting offers your best small business Accounting Services to keep watch on even tiniest transactions. With us you can save your money
ABN: NA
Accounting
Malvern East
Small Business Tax and business advice UPS = High value advice coupled with low cost compliance TaxAccounting ServicesBookkeepingSelf Managed
ABN: 11163926832
Accounting
Southport
Quill Group is the largest independently owned multi-disciplined financial services practice on the Gold Coast. We offer business accounting, financial planning, insurance and superannuation
ABN: 99 138 178 542
Financiers
North Sydney
Learn to Trade has been offering Forex training services since its inception in 2003. They possess a team of high-quality Forex experts having years
ABN: 123456
Accounting
Haymarket
Situated in the vibrant heart of bustling Sydney CBD, this beautiful and luxurious two bedroom apartment is located on Level 3 of THE QUAY
ABN: 09985450010
Accounting
Sydney
My Account Consultant constitutes a online accounting services team of Highly-qualified and experienced consultants to have a passion for what we
ABN: 26010622125
Insurance
Spring Hill
Barard Management utilises specialist staff with many years of experience in all areas of body corporate management. We can ensure that each area of
ABN: 25160354325
Accounting
Ipswich
Business Improvement Services to grow your revenue, cash flow, profitability, and business value. Business planning to grow your business, get bank funding, find angel
ABN: 98612270210
Tax
Como
A Chartered Accountant and Registered Tax Agent with more than 15 year experience in both private practice and public sector. Coupled with a
ABN: 51166076357
Tax
Waterloo
Boutique Accounting Practice in the Inner City Area of Sydney CBD serving a wide range of individual and business clients. Boutique Accounting Practice in
ABN: 60161916669
Tax
Derrimut
Markus Mobile Tax Accounting Services provides mobile accounting and taxation services predominantly in the western suburbs of Melbourne. We're based in Point Cook servicing
ABN: 71134347041
Accounting
Dandenong
SSK Accountants is BEST Accountant in Melbourne. We have more than 11 years of Industry experience in Tax Returns, Bookkeeping, GST, Cashflow Statements, Business
min rate$37 -$74max rate
FROM$500
Protect your income and cover your expenses in the event you can't trade due to unforeseen circumstances.
FROM$500
Protect vehicles used for your business such as cars, utes, vans, forklifts, trailers.
FROM$500
Insurance for all your electronics against accidental damages, theft, fire and other mishaps.
FROM$500
Protect your business against losses from any fraudulent activities committed by your employees.
FROM$500
Insure your heavy machineries and equipments from accidents, theft or vandalism.
FROM$500
Insurance for money lost, stolen or damaged on your business premises, or in your custody.
FROM$500
Insure against property damage or personal injury caused by products your business supplies or sells.
FROM$500
Defend yourself against claim and compensation from clients taking your advice and services.
FROM$500
Cover for your assets and properties while being moved from one location to another.
FROM$500
Insure your commercial properties from fire, theft and other types of damages.
FROM$500
Cover for third party damage caused by your business activities, such as during a face-to-face meeting.
FROM$500
Get compensation for your goods in the event they are damaged or stolen.
FROM$500
An insurance to cover your expenses in the event of a tax audit from bodies such as the Australian Tax Office.
FROM$500
Protect your business from exorbitant costs when recovering from theft and burglary damages.
FROM$500
All businesses in Australia need to have workers’ compensation and third party insurance for their commercial vehicles. But beyond that, there are a number of non-compulsory insurance policies you may need to consider to protect your assets, equipment, goods and future of your business.
While these policies are non-essential, the value of business insurance goes without saying. If your business is at risk of suffering a loss, the premiums paid for insurance are often pale in comparison to the potential consequences and financial hardship of operating uninsured.
Business insurance is more complex than domestic policies, and you may need to consult with an insurance broker to determine which policies are most suitable.
On this page, you will find information on the services offered by business insurance brokers, key considerations when looking for a broker, how much they cost and more. We can also connect you with insurance brokers in your area.
An insurance broker is an expert in identifying your risks and finding tailored insurance solutions to meet your individual and/or business needs. Insurance brokers can also provide professional advice, develop risk mitigation strategies and act on your behalf when lodging and dealing with claims.
An insurance broker may work across a broad spectrum of insurance, or they may specialise in a particular area or industry.
Business risks can be complex and there’s much more at stake - not just financially but in terms of your reputation and livelihood. Many business owners have loyal employees and families to support - could you afford to resolve the consequences of a claim?
Some of the benefits of hiring a broker include:
In addition to the compulsory insurance policies for small businesses, brokers can help you find pretty much any time of insurance your business may need including:
But remember, the ‘right’ type of insurance for your business will depend on:
- and other factors.
Financial planners often have relationships with insurance brokers who can guide you towards the correct policies for you.
When you first meet with a broker, they will take the time to understand your business and the risks involved before determining the right options. Once they have a thorough understanding of how your business works, they will find a tailored insurance package and negotiate the best terms and deals on your behalf. They will also answer any questions you have about your policy wording.
Insurers consider a number of factors when determining an insurance premium including:
In most cases, insurance brokers offer an obligation- free consultation and advice. The way insurance brokers charge for the services is based on commission, which is usually around 10% to 25% of the base insurance premium.
It’s important to take the time to find the right insurance broker who understands your business and has your best interests at heart. Note that all insurance brokers in Australia must either have an Australian Financial Services (AFS) license or be an authorised representative of an AFS licensee. Ask the right questions and ensure they have experience in dealing with businesses in your industry.
When you hire an insurance broker, you can have confidence in knowing that you’ll secure the right policies at the most competitive prices.
Here on SavvyKai, we can connect you with brokers in your area. All you have to do is answer a few questions and we’ll introduce you to brokers who can assist you. If you have any questions about business insurance, you can also reach out to our community members in the Q&A section.
Business insurance brokers have access to a much wider pool of insurers than consumers and non-specialist brokers. As such, they can often negotiate better premiums.
Insurance policies need to be reviewed and renewed each financial year. There are a number of considerations as the end of the financial year approaches: